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What is a personal or scheduled article?

In the insurance world, "personal articles" are items covered by a special endorsement added to a policy. Some of these items are subject to special limits that may mean that you do not have the coverage that you need unless you purchase additional coverage. Examples are:

  • Jewellery
  • Furs
  • Cameras
  • Musical instruments
  • Silver/goldware
  • Sports equipment
  • Fine art (including items like oriental rugs, as well as paintings, sculpture, etc.)
  • Collectibles
  • Computer equipment

We suggest speaking to your Service Specialist to discuss coverages and added premiums for these Personal Articles riders.

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