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Customer Help & Support
What do coverages for Voluntary Medical and Property Damage include?
Voluntary Medical Payments coverage pays reasonable medical expenses in the year after an accident where somebody is accidentally injured on your property.
Voluntary Property Damage coverage covers unintentional direct damage you cause to somebody's property. It can also cover damage caused intentionally by a child of 12 years or under.
You don't have to be legally liable to use either of these optional coverages, and there is no deductible. There are very specific limits and exclusions though, so you'll want to discuss the details with your Service Specialist.
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