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How does the type of car I drive affect the cost of my auto insurance?

The type of car you drive usually only affect the parts of your insurance that cover damage to your vehicle:
• Collision
• Comprehensive
• Direct compensation

The cost for these coverage can vary because:
• Some cars cost more to repair than others
• Some cars hold up better in a collision than others (so need less repair work).

In Ontario the type of vehicle impacts Accident Benefits.

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